FundingCumbayá, Quito · Multifamily residential
Tarqui Lofts Building
- Rate
- 11.8 % p.a.
- Term
- 18 months
- LTV
- LTV 58 %
Real estate crowdlending · Ecuador
Fund real bricks, earn real yield.
Pokiterec connects Ecuadorian lenders with vetted property developers. Take part from USD 100 in loans fully backed by tangible real estate in Quito, Guayaquil, Cuenca and Manta.
- USD 4.8 M
- Capital placed in 2025
- 11.2 %
- Average annual yield
- 100 %
- Notarised real-asset collateral
What is real estate crowdlending?
A collective loan, a tangible asset, a clear return.
Real estate crowdlending is a collective financing model where several private lenders pool capital toward the same property developer. In exchange, they receive scheduled principal-and-interest payments over a defined term, usually between 6 and 36 months.
Unlike buying a full apartment, on Pokiterec you can take part from USD 100 in the same project alongside hundreds of fellow Ecuadorians. Each loan is backed by a mortgage or a mercantile trust over the property, so your position is always tied to a real asset, never to an abstract promise.
A real asset, not smoke
Every operation is secured by a property appraised by independent surveyors registered with the Superintendency of Companies.
Predictable cash flow
You receive monthly or quarterly principal plus interest, on a clear schedule signed before a public notary.
Affordable ticket
Start from USD 100. Diversify across several projects to reduce concentration risk.
Ongoing audit
Each developer delivers quarterly progress reports and financial statements reviewed by an external auditor.
How Pokiterec works
Four steps to put your money to work in real estate.
01
Open your account
Sign up with your national ID or passport and complete due diligence in under 10 minutes.
02
Browse projects
Review the technical memo, appraisal, projected cash flow and mortgage collateral for every published deal.
03
Lend from USD 100
Contribute the amount you decide. Sign the digital loan agreement with full legal validity in Ecuador.
04
Receive your instalments
Principal and interest are automatically credited to your local bank account on the agreed schedule.
Representative projects
Operations we are financing right now.
These are illustrative examples of the kind of deals we finance in Ecuador. Actual live availability is shown inside the private area for registered users.
Funding
Paying instalmentsDurán, Guayas · Logistics & warehousing
Durán Industrial Warehouses
- Rate
- 12.4 % p.a.
- Term
- 24 months
- LTV
- LTV 62 %
ClosedCuenca, Azuay · Single-family housing
El Batán Houses
- Rate
- 10.9 % p.a.
- Term
- 12 months
- LTV
- LTV 55 %
Why Pokiterec
A platform built for the Ecuadorian lender.
1
We operate under Ecuadorian law
Pokiterec S.A.S. is incorporated in Quito and reports to Ecuador's Superintendency of Companies, Securities and Insurance.
2
Strict selection
Only 7 % of analysed projects ever go live. We filter for solvency, collateral quality and the developer's track record.
3
No hidden fees
We charge a transparent origination fee to the developer. Lenders receive the gross published yield.
4
Human local support
Spanish-speaking support from our Quito office, in Ecuador business hours, no outsourced call centres.
Frequently asked questions
What our lenders ask the most.
You can take part from USD 100 in any active project. We recommend diversifying across at least five operations to reduce risk.
Let's talk
Ready to see the projects open today?
Ready to see the projects open today?
Leave your details and a Pokiterec advisor will reach out within 24 business hours from our Quito office.
Quito office
Av. República del Salvador N34-183 and Suiza, Twin Towers Building, 7th Floor, Suite 705, Quito, Pichincha, Ecuador